Last updated: 1 April 2026
By accessing or using Zaro’s services, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use our services.
Zaro provides cross-border payment and related financial services to businesses. You must use the service only for lawful purposes and in accordance with these terms and applicable law.
Our services are available to businesses that pass our Know Your Business (KYB) and compliance checks. You must be authorised to bind your organisation and provide accurate information. We reserve the right to refuse or suspend access where we are required to do so by law or our compliance policies.
Fees and spreads apply as set out in your agreement or as quoted when you use the service. We will disclose applicable fees before you confirm a transaction.
To the extent permitted by law, our liability is limited as set out in your agreement. We are not liable for indirect, consequential, or punitive losses. Nothing in these terms excludes liability that cannot be excluded under applicable law.
These terms are governed by the laws of South Africa. Any disputes are subject to the exclusive jurisdiction of the South African courts.
For questions about these terms, contact us using the details on our website. We may update these terms from time to time; continued use after changes constitutes acceptance. We will notify you of material changes where required.